Singapore · statement retrieval
How to get your Singapore CPF Statement of Account (yearly statement)
Your Singapore state-pension record lives in the CPF Statement of Account (yearly statement) on CPF Board (my cpf digital services). Here's how to retrieve it - and what to do when the usual login route breaks, which is the part most guides skip.
What you'll need to log in
SingpassSingpass Face Verification (works from overseas)
Step by step
- 1First: did you ever have a CPF account?CPF is only for Singapore citizens and permanent residents. If you worked there on an Employment Pass, S Pass, Work Permit or Dependant Pass, no CPF was ever paid by you or your employer - there is no statement to fetch and Singapore is a genuine zero in your picture.
- 2Get into Singpass from abroadSingpass is the only login. If your Singpass has lapsed or your registered mobile number is dead, use Singpass Face Verification, which works overseas without an SG number - do this before anything else, it is the step that fails.
- 3Open my cpf → Statement of AccountThe yearly Statement of Account shows the Ordinary, Special, MediSave and (if you are 55+) Retirement Account balances. The figure we model is Ordinary + Special, or the Retirement Account once it exists - MediSave is healthcare and is not retirement income.
- 4Note whether you have already withdrawnIf you renounced PR, your account was closed the month after and the balance was paid out - the CPF slice of your future pension is then zero, because the money already left the system as a lump sum.
If you get stuck
Singpass lapsed, or no Singapore mobile number to receive the 2FA
Singpass Face Verification needs only your passport-grade face match and works from outside Singapore; otherwise reset Singpass through a Singapore overseas mission.
You were on an Employment Pass and have no CPF at all
There is nothing to retrieve. If you saved voluntarily under the Supplementary Retirement Scheme (SRS), that is a private account and is out of scope here, like a 401(k) or a PER.
You already withdrew the balance when you left
Record Singapore as zero. It is not a lost pension - it was paid to you. What it does cost you is the years: they count toward no state pension anywhere, which is exactly the gap this picture is for.
Got the CPF Statement of Account (yearly statement)?
Upload it to Expatrimony and your cross-border pension picture updates instantly - verified, not estimated.
Expatrimony is information and modeling, not financial, tax, or legal advice. We never store your portal credentials and never log in for you.