Expatrimony.

United States · Social Security Administration

How to request your Social Security earnings and benefits record

Time
About 15–30 minutes if your provider confirms you immediately; add a video-call wait if you're verifying from abroad with ID.me. The Statement itself is instant once you're logged in.
Cost
Free
You need
Your Social Security number · A government-issued photo ID (a passport if verifying from abroad) · An email address · A device with a camera, if using ID.me
Open my Social Security
Before you start

Before you start: Login.gov or ID.me - and which one can you even use?

Every sign-in to my Social Security now runs through one of two outside identity providers - Login.gov or ID.me (SSA retired its own passwords on 7 June 2025, for every account). Which one you can use comes down to your address: Login.gov only accepts a US address, so anyone living abroad must use ID.me instead. You'll need your SSN, a government photo ID (a passport if abroad), and an email.

If it doesn't look like this

I created my my Social Security account years ago with a username and password - do I need to do anything?#

Yes. As of June 7, 2025 that old credential no longer works for anyone, regardless of when the account was created. You must register with Login.gov or ID.me before you can sign in again - there is no way to keep using the old system.

I live outside the US. Which provider do I pick?#

ID.me - Login.gov cannot register you. Its account-creation flow has no address option for a civilian living abroad, only the 50 states, DC, the territories, and military addresses, and SSA's own FAQ confirms overseas customers should register with ID.me. This guide walks the Login.gov route because that is the route the screenshots follow; if you're abroad, choose 'Sign in with ID.me' at step 2 and rejoin the guide at step 6.

Do I need a US Social Security number to use ID.me from abroad?#

Yes for this specific purpose - a Social Security Statement is, by definition, a record tied to an SSN. ID.me's own account-creation flow supports an ITIN as an alternative credential for other use cases, but the Statement itself requires an SSN.

1under a minute

Go to ssa.gov/myaccount and press Sign in

The my Social Security homepage at ssa.gov/myaccount with the 'Sign in' button highlighted at the top right of the dark blue header, beside the español language toggle; the page body offers 'Create an account with Login.gov' and 'Create an account with ID.me'.

If it doesn't look like this

I already have an ID.me or Login.gov account from another government agency - do I need a new one for Social Security?#

No. SSA's transition FAQ is explicit: 'You do NOT need to create a new ID.me account specifically for Social Security online services.' One credential covers both government services and, for ID.me, a number of private-sector ones too. Use Sign In, not Create an Account.

2under a minute

Choose your credential service - Login.gov

This guide follows Login.gov, the route the screenshots show - press 'Sign in with Login.gov'. If your mailing address is outside the US, Login.gov can't register you: use 'Sign in with ID.me' instead, then rejoin the guide at step 6.

SSA's 'Sign In or Create an Account' screen with the two provider buttons highlighted - 'Sign in with LOGIN.GOV' in dark blue above 'Sign in with ID.me' in green - over a bordered 'Create an account' button.

If it doesn't look like this

I'm on the ID.me route and I accidentally picked Self-Service or Video Call before finding the international link.#

ID.me's own guidance is to use the international escape hatches instead - 'I don't have a US phone number' or 'I don't have a US address', which appear elsewhere in the flow once it detects you're stuck. Restarting from ssa.gov/myaccount and taking the 'I don't live in the United States' link on the first Verify screen is more reliable than trying to back out mid-flow.

The ID.me video-call queue is very long, or nobody's available.#

This is the most commonly reported friction point in the whole international ID.me path. There's no published maximum wait; if it's genuinely stuck, SSA's fallback for a failed online verification is a phone or in-person route - see the numbers in the outcome section.

3Seconds if you have one; 5–20 minutes to create

Have (or create) a Login.gov account

If you already have a Login.gov account, you have nothing to do here - go straight to the next step and sign in. If you don't, choose 'Sign in with Login.gov' then 'Create an account': registration starts with your email address, a password, and a choice of second-factor method - text message, phone call, an authenticator app, a security key, or printed backup codes - then asks you to photograph a state driver's licence, state ID, or passport and take a live selfie for comparison.

If it doesn't look like this

I don't want to give a mobile number.#

Login.gov doesn't require one. You can register a security key, a landline (via phone call rather than text), or generate ten one-time backup codes instead. Backup codes are, in Login.gov's own words, 'the least secure option' - printed or written codes are easier to lose or have stolen than a phone-based method - but they work.

4under a minute

Sign in with your Login.gov email and password

The Login.gov 'Sign in for existing users' form on secure.login.gov, with the Email address field, the Password field and the blue Submit button highlighted, beneath a note that SSA is using Login.gov to sign you in.

If it doesn't look like this

It won't accept my old my Social Security username.#

That's expected. This form wants your Login.gov credential, not the SSA username SSA retired on June 7, 2025. If you've never set up Login.gov, use 'Create an account' on this same screen - see the previous step.

5under a minute

Complete two-factor authentication

The Login.gov two-factor screen headed 'Connect your security key' with the blue 'Use security key' button highlighted, above an unticked 'Remember this browser' checkbox and a 'Choose another authentication method' link.

If it doesn't look like this

I don't have my security key / can't use my usual method.#

Use 'Choose another authentication method' on this screen to fall back to any other second factor you registered - a phone code, an authenticator app, or your printed backup codes. If you've lost every method, Login.gov's own account-recovery flow is the only way back in; SSA can't reset a Login.gov factor for you.

6under a minute

Sign in, then agree to SSA's terms

An SSA screen reading 'By signing in, you agree to the Privacy Act Statement and Terms of Service' with the blue 'Next' button highlighted beside an Exit link.

If it doesn't look like this

I have accounts with both providers now - does it matter which I use going forward?#

No. SSA's FAQ confirms you can hold both and sign in to my Social Security with either one; you don't need to standardise on a single provider.

7under a minute

On your dashboard, open 'Your Social Security Statement'

The my Social Security dashboard headed 'What would you like to do?' with the 'Your Social Security Statement' panel highlighted, above 'Your Benefit verification letter' and beside 'Replace your Social Security card' and 'Upload Documents'.

If it doesn't look like this

8under a minute

Click the Statement link again to download the PDF

The 'Your Social Security Statement' page with the 'Your Social Security Statement' PDF link highlighted under the heading 'Use the link below to access your Statement', above an 'Additional Links' section offering 'Download your Statement Data as an XML file'.

What happens next

Your Statement is on screen and downloadable the moment you finish the click-through above - there is no waiting period for the online version, unlike the mailed one. Save the PDF; it's a snapshot of your earnings record and benefit estimates as SSA holds them on that date.

If it doesn't look like this

My identity verification failed and I can't get into the online account at all.#

SSA's fallback is a phone call to 1-800-772-1213 (TTY 1-800-325-0778), or - if you're not in the US - the Office of Earnings & International Operations at 1-855-522-6936, 7am–5pm Eastern, or email oio.net.post@ssa.gov. SSA's own guidance says if you were unable to create or had a problem with your account and need in-person help, you make an appointment at your local Social Security office - but there are no Social Security offices outside the US, so for anyone abroad the actual in-person alternative is your nearest American embassy or consulate, which SSA says has trained personnel to assist with Social Security services.

I don't want to deal with any of this online - can I just get a paper copy?#

Yes. Print and complete Form SSA-7004 ('Request For Social Security Statement') and mail it to Social Security Administration, Wilkes-Barre Direct Operations Center, P.O. Box 7004, Wilkes-Barre, PA 18767-7004. It's free, and SSA states it arrives in four to six weeks. SSA's international-operations page currently carries a live warning that mail service disruptions in some countries mean documents sent to or from SSA can be delayed or undelivered - worth checking with your local postal service before relying on this route from abroad.

I'm 60 or older and don't have an online account - do I need to do anything?#

Not necessarily. SSA mails a paper Statement automatically, three months before your 60th birthday, to anyone who doesn't have an online account and isn't yet receiving benefits. If you don't want to wait for that scheduled mailing, request one now via SSA-7004 or create the online account instead.

Got your Social Security Statement?
Upload it to Expatrimony and your cross-border pension picture updates instantly - verified, not estimated.

Worked somewhere else too?

Each country holds its own record, and none of them talk to each other until you claim. These walk the other portals the same way.

Questions people actually ask

How long does a Social Security Statement take to arrive?#

If you get it online, it's instant - no request queue. What takes time is identity verification: 5–20 minutes for Login.gov, and for ID.me's international path, add a video call that ID.me estimates at 5–10 minutes but which real-world reports describe running longer at busy times. The paper route via Form SSA-7004 takes four to six weeks by mail.

Is there a charge for a Social Security Statement?#

No. Online or by mail, it's free.

Can I get my Statement without a US mailing address?#

Yes, but not through Login.gov - its account-creation flow has no address field for a civilian living abroad, only the 50 states, DC, US territories, and military addresses. You need an ID.me credential instead. On ID.me's 'Verify Your Identity' screen, skip the Self-Service and Video Call radio buttons and use the 'I don't live in the United States' link beneath them, which routes you through a country-specific flow that generally ends in a live video call with a Trusted Referee.

Do I need a US phone number?#

No, for either provider. SSA's own transition FAQ states a phone is not required for Login.gov or ID.me - you can use a security key, a landline call, or printed backup codes for the second factor instead. The genuine gate for people abroad is Login.gov's address requirement, not a phone number.

What does the Social Security Statement actually show?#

A bar graph of your personalized monthly retirement benefit at nine claiming ages from 62 to 70, your full year-by-year earnings record split by Social Security and Medicare taxation, an estimate of total Social Security and Medicare taxes paid by you and your employer(s), and disability and survivor benefit estimates where applicable. It does not include work covered by a foreign social security system, and SSA explicitly frames all the benefit figures as estimates under current law that Congress could change.

Does the Statement tell me what my Social Security benefit will actually be?#

No - it's an estimate, calculated as if you keep earning at roughly your current level until the claiming age shown, under the benefit rules in force today. SSA's own sample statement says plainly that Congress has revised these rules before and may again. Your actual benefit is only fixed when you file a claim.

How many years of work do I need to qualify for retirement benefits?#

At least 10 years of covered work - 40 credits in SSA's terminology - to qualify for retirement benefits at all, per SSA's own published statement content. Benefit amounts are calculated from your highest 35 years of earnings; fewer than 35 years of covered work means the missing years count as zero and reduce your average.

I worked in another country - do those years count toward a US Social Security benefit?#

Sometimes, through a bilateral Totalization Agreement. The US has active agreements with 30 countries (including Ireland, the UK, and most of the EU) as of April 2026, letting periods of coverage in either country be combined to help meet minimum eligibility where neither country's record alone would qualify you, with each country then paying its own proportional share. Foreign-covered periods don't appear as figures on your Social Security Statement itself - the Statement is a US-earnings record - so a Totalization Agreement is something you'd invoke at claim time, not something reflected in this document.

What's the difference between Login.gov and ID.me?#

Both are federally-accepted identity credentials and either works for my Social Security once you're registered - SSA's transition FAQ says you can hold both and use either to sign in. The practical difference is who can register: Login.gov requires a US address (states, DC, territories, or a military address) and SSA's own comparison table calls it best for users inside the US; ID.me accepts non-US addresses and is SSA's stated best option for users inside or outside the US.

My old my Social Security username and password stopped working - why?#

SSA switched off the old sign-in system entirely, for every account, effective June 7, 2025. Login.gov and ID.me are now the only way in, regardless of when your account was originally created.

I can't verify online at all - what's the alternative?#

Call 1-800-772-1213 (or, from outside the US, the Office of Earnings & International Operations on 1-855-522-6936, 7am–5pm Eastern), or request the paper Statement via Form SSA-7004 by mail - free, four to six weeks. SSA's stated in-person fallback is a local Social Security office, but there are none outside the US; for anyone abroad the working in-person alternative is a US embassy or consulate.